Fixed Contribution Scheme

Secure Savings. Steady Growth. Stronger Future.

Designed to help members build financial discipline while earning attractive returns on their savings. By contributing a fixed amount regularly, members can create a secure financial foundation for future needs such as education, business expansion, agriculture development, family welfare, and retirement planning.

What is a Fixed Contribution Scheme?

A Fixed Contribution Scheme is a systematic savings program where members contribute a predetermined amount at regular intervals for a specific tenure. The accumulated contribution, along with applicable returns as per society policies, helps members achieve their financial goals in a planned manner.

Who Can Apply?

The Fixed Contribution Scheme is available to eligible members of Urban Agro Multi State Co-Operative Society Limited who comply with the membership requirements and Society regulations.

Key Features

Structured Savings

Fixed monthly contribution amounts that build a safe, disciplined savings habit for future security.

Flexible & Inclusive

Flexible tenure options suitable for farmers, entrepreneurs, salaried employees, and self-employed professionals.

Attractive Returns

Earn competitive returns in compliance with Society norms, helping you reach your financial goals.

Simple & Transparent

Easy enrollment process combined with clear record-keeping and contribution tracking through our secure registry.

Benefits to Members

Financial Discipline

Regular contributions encourage a habit of systematic saving and better financial management.

Wealth Creation

Consistent savings over time help members build a substantial corpus for future requirements.

Goal-Based Savings

Plan effectively for education, agriculture projects, business investments, housing, marriage, or retirement.

Member-Centric

Designed specifically to support the financial well-being and economic growth of society members.

Security and Reliability

Contributions are managed in accordance with the Society's policies, governance framework, and cooperative laws.

How It Works

Step 1

Become Member

Join the Society as a registered member to get started.

Step 2

Choose Plan

Select your preferred contribution amount and tenure.

Step 3

Contribute

Make regular, scheduled contributions to your scheme.

Step 4

Track Savings

Monitor savings and growth through the Society's records.

Step 5

Receive Maturity

Collect accumulated payouts and returns upon tenure completion.

Growth Estimator

Calculate Your Returns

Estimate your maturity amount based on your fixed monthly contribution and expected tenure.

*Rates vary as per society norms (usually 9% - 12.5%)

Estimated Maturity Details

Total Investment: ₹ 1,80,000
Estimated Interest: + ₹ 29,137
Total Maturity Value: ₹ 2,09,137

Disclaimer: This is an estimated calculation for reference purposes only. Actual returns may vary based on compounding frequency and applicable society policies.

Why Choose Urban Agro Multi State Co-Operative?

  • Member-focused financial services
  • Commitment to rural and agricultural development
  • Transparent governance and accountability
  • Encouragement of savings and financial inclusion
  • Dedicated support for members' economic growth

Disclaimer

The Fixed Contribution Scheme is subject to the Bye-laws, policies, and regulations of Urban Agro Multi State Co-Operative Society Limited and applicable provisions of the Multi-State Cooperative Societies Act, 2002. Returns, tenure, eligibility, and other terms may vary and are subject to change as approved by the Society from time to time.

Start your journey towards secure savings and financial growth today.

Start Savings Today