Urban Agro – Empowering Farmers
Protect nature to achieve health and prosperity! India's trusted cooperative society – Urban Agro Multi State Co-Operative Society Limited.
Why Join Urban Agro?
- Supporting the financial growth of farmers and rural entrepreneurs
- Secure contribution plans (1 to 7 years)
- Attractive ROI (9% – 12.5%)
- Membership deposits starting from ₹500
- Transparent and timely service
The Rural Divide
50k+
Target Members by FY 27-28
Sustainable Economics:
How We Generate Yield
Revenue Engine
- High-margin 11% Net Interest Spread, e-commerce sales, and warehouse/cold-store leasing.
- Business through Agri Loans and high-yield Agro projects (Livestock & Agro farming) generating ~20% ROI.
Value Addition
Profit multipliers through food/fruit processing, standardized packing, and processed milk distribution.
Capital Formation
Driven efficiently by Admission Fees (₹250), Share Capital (₹100), and organized consultancy work.
Customer Segments
Farmers, MSMEs, and cooperative institutions seeking expert agricultural techniques and secure 9–12.5% ROI.
Tech-Driven Harvest:
Operational Excellence
We leverage modern technology and strict discipline to ensure seamless execution, secure data, and an optimized financial ecosystem.
100% Secure & Tracked
Daily Execution
Strict daily lead tracking managed via an integrated CRM system.
Collection Discipline
Monitored daily by dedicated Monthly Deposit Scheme (MDS) agents.
Digital Integration
Streamlined member onboarding requiring minimal documentation.
Risk & Compliance
Underwriting Discipline
Strict Loan-to-Value (LTV) limits enforced on all Gold Loans.
Statutory Audits
Rigorous annual audits conducted exclusively by Ministry-approved statutory auditors.
Regulatory Compliance
Operates strictly under the MSCS Act 2002 & Amendment Act 2023.
Governance
Transparent administration overseen by the Central Registrar of Cooperative Societies.
Monitored Elections
Board and committee elections are strictly monitored by District Collector.
Join the Harvest:
Invest in the Future
The Ask: Partner with a high-margin, asset-backed cooperative transforming rural economies.
The Opportunity: Capitalize on our highly scalable, member-funded 11% spread growth model.